Chase mortgage offers it, for sure. The Allstate Corporation Bank of America The Coca Cola Company Citigroup Fannie Mae Freddie Mac Ford Motor Company General Motors Corporation MBNA Corporation PepsiCo Foundation The PMI Group, Inc. State Farm Insurance Companies UPS Univision Wal Mart Stores, Inc. Chevron Corporation Lockheed Martin Lucent Technologies Foundation Marathon Oil Corporation Rockwell Automation State Farm Insurance Companies Toyota Motor Corporation Verizon Communications, Inc. The Allstate Corporation Chase Home Finance Countrywide Home Loans, Inc. Eli Lilly and Company Metropolitan Life Novo Nordisk Ogilvy Public Relations Worldwide Pfizer Global Pharmaceuticals PepsiCo Foundation American Express Company The Home Depot, Inc.

Exxon Mobil Corporation GEICO Marriott International, Inc.

They will help you qualify as to the interest rate, mortgages available, and whats the best combination for you. It will depend on your credit rating. Go to the best realtor and get someone to help you with qualifying for a mortgage. Realize that you qualify based on your monthly income and you must have at least 3 years of IRS tax returns to show your yearly income history. Closing costs can be paid in cash or added to the mortgage amount. That way you avoid the PMI payment each month. Get qualified first by enlisting the FREE help of your bank. They know you and want to keep you as a customer by giving you mortgage advice to get your mortgage business. They have a vested interest in making you happy, and of course, keeping you happy.

Stay away from any mortgage advertisements on the internet or via the mail. Get the best property you can buy based on location, location, location and your qualifying for the mortgage after you talk to your banker. Its amazing how much you spend in the 1st five years after you purchase a home. The current leader on the internet relating to providing information on foreclosures is recognized as RealtyTrac however you do have to pay to receive their informational services on foreclosures. My primary mortgage is with Chase Home Finance and my home equity loan is with Countrywide.

Since I defaulted in February, Ive had many phone calls from both companies and across the board, Chase has been absolutely the rudest. They have belittled me, insulted me, made condescending comments. Countrywide, but then I havent talked with their Home Retention Dept.