You need to be more specific. Not a good business right now. They were huge in the industry. Raltor for amost 10 yrs. First talk to a mortgage lender. Go with a name company, like National City Mortgage, or Countrywide. After you are approved for a certain price contact a Real Estate agent. The first step is to avoid those who answer every question on here with a copy and paste answer full of misspellings and grammatical errors. That is the first area to start. Also find one or two reputable local mortgage brokers. Have them all prepare a preliminary quote based on your credit, income, and needs. Loans vary greatly and a 30 yr.

Check out the different products available and determine what works best for you. Then compare the total cost of the loans and choose the one that is best for you. You can apply online with reputable mortgage companies no matter the amount of the loan. My local bank offers an apply online option as does the local National City Mortgage office here. 15k, its going to be 15k in materials just to frame it, and Im only doing a 1500 sf raised ranch. You can save a TON of money by DIY, but you still need to pay for materials. The well was 7k, the site engineering was 3k, the perk test, with town fees, engineer, and excavator was 2k, and Ive spent thousands clearing. 5k depending on where you are. If you are serious about building a home, we went to National City Mortgage and got a construction to permanent loan. 230,000 that included land, construction, closing costs, and some extra money set aside to make the first years payments during construction.